What's involved in a refinance?
In the simplest terms, refinancing your home loan means that you replace your current mortgage with a new one.
This is typically for a better rate, additional flexibility or you’re just not happy with your current lender.
We start with conducting a health review on your current mortgage, compare your home loan with over sixty lenders to get you the best deal and then we take care of the whole switching process from start to finish.
Best of all, as we get paid a commission by the lender, the service is at no cost to you.
We compare your home loan with over sixty of our
financial institution partners
A simple loan health check request with us ensures your home loan is market competitive.
Our motive is to get you the best deal on the market. After all, no one likes being taken advantage of.
OWNER OCC LOANS
from 5.43%
INVESTMENT LOANS
from 5.89%
CAR LOANS
from 7%
PRIVATE FUNDING
from 8%
OWNER OCC LOANS
from 5.43%
INVESTMENT LOANS
from 5.89%
CAR LOANS
from 7%
PRIVATE FUNDING
from 8%
Why you should use a Mortgage Broker
for your refinance over
approaching a bank direct
Your freedom of choice
Going straight to a bank means you're backed into a corner and must take what the bank is offering you. Instead, we'll
compare your options with over sixty
financial institutions to ensure you're getting the most suitable deal and that your home loan won't be declined
Someone by your side
Bank employees earn a guaranteed salary while mortgage brokers don't get paid unless your home loan gets approved. Once your home loan is approved direct through a bank, the transaction usually stops there. Mortgage brokers aim to create long term relationships ensuring your finances are
always in order
We save you time
Imagine approaching multiple banks direct and filling out countless application forms to only have your home loan declined? With many years experience, we know which banks are more likely to approve our home loan based on your individual circumstances, lifestyle and financial position
Don't forget, refinancing has great perks
Consolidate Debt
If you have multiple loans such as a car, personal or credit card, you can add them onto your
mortgage. That means one account, one
repayment and one low interest rate
You save money
A lower interest rate with a new bank means more money in your pocket. Look at servicing your home loan the same as servicing a vehicle, if you avoid it, you risk costing yourself thousands of dollars
Access your equity
It could be a holiday your planning, much needed renovations or even to invest in property, we can top up your home loan while we switch
We go above and
beyond for our clients, hear it for yourself
Home Loan Reviews
Our free home loan health reviews will compare your home loan with thousands of products
ensuring you're getting the best deal and keeping costs down
Digital Meetings
You can deal with us remotely, we have the
capacity and resources to conduct your home loan meeting remotely or whatever works for you
Friendly Advice
We understand finance can be overwhelming, and at troubling times, tough. We're here to reach a hand out and guide you to a solution at no cost
So, why use Highline Lending for your refinance
We get paid a commission from our lenders as a result of introducing your business to them. Subsequently, our service is at no cost to you. Our commission does not affect your interest rate whatsoever, if anything, we’re in a position to get you a lower interest rate than the general public due to our relationships with our banks
We meet for a consultation, obtain your supporting documents and proceed to structure and package your application for approval knowing exactly what the banks want to see. We also monitor your home loan post approval ensuring you’re home loan suits you and your financial position
With our many years experience in the industry, we’ve been exposed to both easy and complex loan scenarios. Each loan we process gets presented to over sixty financial institutions, ensuring we have explored all options possible and are able to provide a solution