Need a FREE financial health check....
what about your home loan?

What's involved in a refinance?

In the simplest terms, refinancing your home loan means that you replace your current mortgage with a new one.
This is typically for a better rate, additional flexibility or you’re just not happy with your current lender.  

We start with conducting a health review on your current mortgage,  compare your home loan with over sixty lenders to get you the best deal and then we take care of the whole switching process from start to finish. 

Best of all, as we get paid a commission by the lender, the service is at no cost to you.

We compare your home loan with over sixty of our
financial institution partners

A simple loan health check request with us ensures your home loan is market competitive.
Our motive is to get you the best deal on the market. After all, no one likes being taken advantage of.

OWNER OCC LOANS

from 5.43%

INVESTMENT LOANS

from 5.89%

CAR LOANS

from 7%

PRIVATE FUNDING

from 8%

Why you should use a Mortgage Broker
for your refinance over
approaching a bank direct

Your freedom of choice

Going straight to a bank means you're backed into a corner and must take what the bank is offering you. Instead, we'll
compare your options with over sixty
financial institutions to ensure you're getting the most suitable deal and that your home loan won't be declined

Someone by your side

Bank employees earn a guaranteed salary while mortgage brokers don't get paid unless your home loan gets approved. Once your home loan is approved direct through a bank, the transaction usually stops there. Mortgage brokers aim to create long term relationships ensuring your finances are
always in order

We save you time

Imagine approaching multiple banks direct and filling out countless application forms to only have your home loan declined? With many years experience, we know which banks are more likely to approve our home loan based on your individual circumstances, lifestyle and financial position

Don't forget, refinancing has great perks

Consolidate Debt

If you have multiple loans such as a car, personal or credit card, you can add them onto your
mortgage. That means one account, one
repayment and one low interest rate

You save money

A lower interest rate with a new bank means more money in your pocket. Look at servicing your home loan the same as servicing a vehicle, if you avoid it, you risk costing yourself thousands of dollars

Access your equity

It could be a holiday your planning, much needed renovations or even to invest in property, we can top up your home loan while we switch

We go above and
beyond for our clients, hear it for yourself

Home Loan Reviews

Our free home loan health reviews will compare your home loan with thousands of products
ensuring you're getting the best deal and keeping costs down

Digital Meetings

You can deal with us remotely, we have the
capacity and resources to conduct your home loan meeting remotely or whatever works for you

Friendly Advice

We understand finance can be overwhelming, and at troubling times, tough. We're here to reach a hand out and guide you to a solution at no cost

So, why use Highline Lending for your refinance

We get paid a commission from our lenders as a result of introducing your business to them. Subsequently, our service is at no cost to you. Our commission does not affect your interest rate whatsoever, if anything, we’re in a position to get you a lower interest rate than the general public due to our relationships with our banks

We meet for a consultation, obtain your supporting documents and proceed to structure and package your application for approval knowing exactly what the banks want to see. We also monitor your home loan post approval ensuring you’re home loan suits you and your financial position

With our many years experience in the industry, we’ve been exposed to both easy and complex loan scenarios. Each loan we process gets presented to over sixty financial institutions, ensuring we have explored all options possible and are able to provide a solution

Download Your Free Guide from Highline Lending

The Ultimate First Home Buyers Guide

What you need to know before you purchase your first property and how to fast track it. We have designed this guide to get you up to date with everything you need to know about being a first home buyer. Whether you have a short term goal of purchasing your first property or are thinking about it sometime later down the track, this guide will cover important essential aspects of this exciting journey.

The Ultimate Home Owners & Investors Guide

What the banks won’t tell you and how to save serious money on your home loan. By Investing 10 minutes of your time to read through our guide, not only will you learn the tips and tricks the banks won’t always tell you to assist you with paying off your home loan sooner, but also gain an insight into some techniques that will allow you to minimise the interest you pay to the bank.

The Highline Lending Budget Planner

The best way to take control of your finances is to use a budget planner. This is a simple tool that helps you understand the money going in and out of your household. With our Highline Lending Budget Planner, we’ve got you covered. This handy tool allows you to log and track your goals, track your savings, track your debt and expenses and keep a monthly record for an end of year evaluation.